In-Network Provider

Optum Mental Health Coverage Guide

Optum, the behavioral health division of UnitedHealthcare, manages mental health benefits for millions of Americans. CHC is in-network with Optum and UnitedHealthcare plans in Georgia, providing affordable access to licensed therapists for a wide range of mental health concerns. Optum plans typically feature straightforward behavioral health benefits with no referral requirement for outpatient therapy.

Optum insurance mental health coverage

Your Optum Benefits at a Glance

Here is what you can expect when using your Optum plan for therapy at CHC

Copay Range

$25 - $45

Per therapy session with in-network provider

Referral

Not Required

Schedule directly with CHC

Telehealth

Covered

Same rate as in-person visits

Accepted Optum Plan Types

UnitedHealthcare Choice Plus PPO
UnitedHealthcare Options PPO
UHC Navigate HMO
Optum Behavioral Health
UHC HSA Plans
UHC Medicare Advantage

Covered Mental Health Services

Optum covers a wide range of mental health services at CHC

Individual therapy (CBT, EMDR, DBT)
Couples and marriage counseling
Family and teen therapy
Telehealth and online sessions
Anxiety and depression treatment
PTSD and trauma therapy
ADHD evaluation and therapy
Substance use counseling

How to Verify Your Optum Benefits

We handle the verification process so you can focus on your mental health

1

Contact Us

Call 404-832-0102 or email support@chctherapy.com with your UHC or Optum member ID.

2

We Verify Your Benefits

Our team contacts Optum to confirm your behavioral health benefits, copay, and network status.

3

Review Your Costs

We share your exact session cost before you schedule so you know what to expect.

4

Schedule Your Session

Match with a therapist and book your first appointment. Most Optum members start within 1-2 weeks.

Need Help Using Your Optum Benefits?

Read our complete step-by-step guide on how to use your Optum insurance for therapy in Georgia.

Optum Coverage FAQ

Common questions about using Optum for therapy

Is Optum the same as UnitedHealthcare for mental health?

Yes. Optum manages the behavioral health benefits for UnitedHealthcare plans. If you have a UHC plan, your mental health benefits are administered through Optum.

Do I need a referral for therapy through Optum?

Most Optum and UHC plans do not require a referral for outpatient mental health services. You can schedule directly with CHC.

Does Optum cover online therapy?

Yes. Optum covers telehealth therapy sessions at the same rate as in-person visits when provided by in-network providers.

How do I find out my exact Optum copay for therapy?

Contact us at 404-832-0102 and we will verify your exact copay with Optum before your first session. You can also check your benefits on the myuhc.com portal.

Does Optum cover couples therapy?

Yes. Most Optum plans cover couples and family therapy when provided by a licensed, in-network provider. Coverage details and visit limits vary by plan.

Ready to Use Your Optum Benefits?

We verify your exact Optum benefits and connect you with the right therapist. Most members start therapy within 1-2 weeks.

Serving all of Georgia | support@chctherapy.com