In-Network Provider

Aetna Mental Health Coverage Guide

Aetna is one of the largest health insurers in the United States, providing commercial and managed care plans across Georgia. At Coping and Healing Counseling, we are in-network with most Aetna plans, which means you pay only your copay for individual, couples, teen, and family therapy sessions. Most Aetna plans do not require a referral for outpatient mental health services, allowing you to start therapy quickly.

Aetna insurance mental health coverage

Your Aetna Benefits at a Glance

Here is what you can expect when using your Aetna plan for therapy at CHC

Copay Range

$20 - $40

Per therapy session with in-network provider

Referral

Not Required

Schedule directly with CHC

Telehealth

Covered

Same rate as in-person visits

Accepted Aetna Plan Types

Aetna Choice PPO
Aetna Open Access HMO
Aetna HSA Plans
Aetna Better Health of Georgia (Medicaid)
Aetna Medicare Advantage
Aetna Student Health

Covered Mental Health Services

Aetna covers a wide range of mental health services at CHC

Individual therapy (CBT, EMDR, DBT)
Couples and marriage counseling
Teen and adolescent therapy
Family therapy sessions
Telehealth and online therapy
Anxiety, depression, and PTSD treatment
Substance use counseling
Crisis intervention support

How to Verify Your Aetna Benefits

We handle the verification process so you can focus on your mental health

1

Contact Us

Call 404-832-0102 or email support@chctherapy.com with your Aetna member ID and group number.

2

We Verify Your Benefits

Our team contacts Aetna directly to confirm your copay, deductible status, and covered visit count.

3

Review Your Costs

We tell you your exact out-of-pocket cost before your first session. No surprises.

4

Schedule Your Session

Choose a licensed therapist and book your first appointment. Most Aetna members start within 1-2 weeks.

Need Help Using Your Aetna Benefits?

Read our complete step-by-step guide on how to use your Aetna insurance for therapy in Georgia.

Aetna Coverage FAQ

Common questions about using Aetna for therapy

Do I need a referral from my primary care doctor?

Most Aetna plans do not require a referral for outpatient mental health services. You can contact us directly to schedule an appointment.

How many therapy sessions does Aetna cover per year?

Coverage varies by plan, but most Aetna plans provide 12 to 20 outpatient mental health visits per calendar year. Some plans offer additional visits based on medical necessity.

Does Aetna cover telehealth therapy?

Yes. Aetna covers telehealth mental health services at the same rate as in-person visits, including video therapy sessions conducted through our secure platform.

What if I need more sessions than my plan covers?

If you reach your visit limit, you can continue therapy at our self-pay rates. We also offer sliding scale options and can request additional sessions from Aetna based on medical necessity.

Are there any exclusions in Aetna mental health coverage?

Aetna generally covers medically necessary mental health treatment. Excluded services typically include court-ordered evaluations, educational testing, and experimental treatments.

Ready to Use Your Aetna Benefits?

We verify your exact Aetna benefits and connect you with the right therapist. Most members start therapy within 1-2 weeks.

Serving all of Georgia | support@chctherapy.com