In-Network Provider

Cigna Mental Health Coverage Guide

Cigna, now operating under the Cigna Healthcare and Evernorth brands, provides integrated health plans that emphasize whole-person wellbeing. CHC is in-network with most Cigna commercial and behavioral health plans in Georgia. Cigna's approach to mental health focuses on measurable outcomes and evidence-based care, making it a strong partner for therapy services including CBT, EMDR, and trauma-focused treatment.

Cigna insurance mental health coverage

Your Cigna Benefits at a Glance

Here is what you can expect when using your Cigna plan for therapy at CHC

Copay Range

$25 - $40

Per therapy session with in-network provider

Referral

Not Required

Schedule directly with CHC

Telehealth

Covered

Same rate as in-person visits

Accepted Cigna Plan Types

Cigna Open Access Plus (OAP)
Cigna PPO
Cigna HMO
Cigna Connect
Cigna HSA Plans
Evernorth Behavioral Health

Covered Mental Health Services

Cigna covers a wide range of mental health services at CHC

Individual therapy (CBT, DBT, EMDR)
Couples and family therapy
Teen and adolescent counseling
Telehealth and virtual sessions
Anxiety and depression treatment
Trauma and PTSD care
Substance use counseling
Employee Assistance Program (EAP) services

How to Verify Your Cigna Benefits

We handle the verification process so you can focus on your mental health

1

Contact Us

Call 404-832-0102 or email support@chctherapy.com with your Cigna member ID and group number.

2

We Verify Your Benefits

Our team contacts Cigna to confirm your behavioral health benefits, copay, and deductible status.

3

Review Your Costs

We provide your exact session cost before your first appointment. No hidden fees.

4

Schedule Your Session

Choose from our licensed therapists and book your appointment. Most Cigna members start within 1-2 weeks.

Need Help Using Your Cigna Benefits?

Read our complete step-by-step guide on how to use your Cigna insurance for therapy in Georgia.

Cigna Coverage FAQ

Common questions about using Cigna for therapy

Do I need a referral for mental health services with Cigna?

Most Cigna plans do not require a referral for outpatient mental health services. You can access in-network providers directly.

How does Cigna handle therapy authorizations?

Initial outpatient therapy sessions typically do not require prior authorization. Extended treatment beyond the initial sessions may require a clinical review, which CHC handles on your behalf.

Does Cigna cover online therapy?

Yes. Cigna covers telehealth therapy sessions at the same rate as in-person visits when provided by in-network providers.

Can I use my Cigna EAP benefits for therapy at CHC?

Yes. If your employer offers Cigna EAP services, you may be eligible for a set number of free sessions. Contact us and we will check your EAP eligibility.

What mental health conditions does Cigna cover?

Cigna covers treatment for a wide range of conditions including anxiety, depression, PTSD, ADHD, bipolar disorder, OCD, and substance use disorders, among others.

Ready to Use Your Cigna Benefits?

We verify your exact Cigna benefits and connect you with the right therapist. Most members start therapy within 1-2 weeks.

Serving all of Georgia | support@chctherapy.com