Blue Cross Blue Shield Mental Health Coverage Guide
Blue Cross Blue Shield is the most widely recognized health insurance brand in the nation, with an extensive provider network across Georgia. CHC is in-network with most BCBS PPO and HMO plans, giving you access to affordable mental health services. BCBS plans generally feature strong mental health parity protections, meaning your behavioral health coverage is on par with medical and surgical coverage.
Your Blue Cross Blue Shield Benefits at a Glance
Here is what you can expect when using your Blue Cross Blue Shield plan for therapy at CHC
Copay Range
$25 - $40
Per therapy session with in-network provider
Referral
Not Required
Schedule directly with CHC
Telehealth
Covered
Same rate as in-person visits
Accepted Blue Cross Blue Shield Plan Types
Covered Mental Health Services
Blue Cross Blue Shield covers a wide range of mental health services at CHC
How to Verify Your Blue Cross Blue Shield Benefits
We handle the verification process so you can focus on your mental health
Contact Us
Call 404-832-0102 or email support@chctherapy.com with your BCBS member ID and three-letter prefix.
We Verify Your Benefits
Our billing team contacts BCBS to confirm your in-network status, copay amount, and deductible balance.
Review Your Costs
We provide a clear breakdown of what BCBS covers and what your out-of-pocket responsibility will be.
Schedule Your Session
Match with a licensed therapist and book your first appointment. Most BCBS members start within 1-2 weeks.
Blue Cross Blue Shield Coverage FAQ
Common questions about using Blue Cross Blue Shield for therapy
Do I need a referral for mental health services with BCBS?
Most BCBS plans do not require a referral for outpatient mental health services. You can directly access in-network providers like CHC.
How many therapy sessions does BCBS cover per year?
Coverage varies by plan, but most BCBS plans cover 12 to 26 sessions per year. Extended treatment may be approved based on medical necessity.
Does BCBS cover telehealth therapy sessions?
Yes. BCBS covers telehealth mental health services at the same rate as in-person sessions when provided by in-network providers like CHC.
What is the difference between in-network and out-of-network costs?
In-network providers offer significantly lower costs (typically $25-$40 copay) compared to out-of-network, which may require meeting a separate deductible and paying 40-60% coinsurance.
How do I find BCBS in-network mental health providers?
You can use the BCBS provider directory online, call the member services number on your card, or contact us at 404-832-0102 to verify that we are in-network with your specific plan.
Ready to Use Your Blue Cross Blue Shield Benefits?
We verify your exact Blue Cross Blue Shield benefits and connect you with the right therapist. Most members start therapy within 1-2 weeks.
Serving all of Georgia | support@chctherapy.com