Insurance and payment options for therapy

Insurance & Payment Options

We accept most major insurance plans so you can focus on healing, not paperwork. Affordable therapy is within reach.

Self-Pay Options

No insurance? No problem. We offer competitive self-pay rates to ensure everyone has access to quality mental health care. Our self-pay option gives you flexibility and privacy.

Transparent Pricing

Know your session cost upfront with no hidden fees or surprise bills. We believe in honest, straightforward pricing.

Flexible Payment

We accept all major credit cards, debit cards, and digital payment methods for your convenience.

Superbills Provided

Receive a detailed superbill after each session that you can submit to your insurance for potential out-of-network reimbursement.

No Referral Needed

Self-pay clients can book directly without a referral or prior authorization. Start therapy on your schedule.

Affordable Self-Pay Rates

Invest in your mental health with competitive session rates. Contact us for current pricing and availability.

Or email us at support@chctherapy.com

HSA & FSA Accepted

Use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for therapy sessions. Mental health counseling is a qualified medical expense under both HSA and FSA plans, so you can use pre-tax dollars toward your care.

  • Pay with pre-tax dollars and save money
  • Therapy is a qualified medical expense
  • Use your HSA/FSA debit card at checkout
  • We provide receipts for easy account management

Did You Know?

Using your HSA or FSA for therapy can save you 20-35% on your session costs compared to paying with after-tax income.

Save 20-35%

with pre-tax health spending accounts

How to Verify Your Insurance

We make the insurance verification process simple so you can start therapy with confidence

1

Call or Contact Us

Reach out by phone at 404-832-0102 or email support@chctherapy.com. Our team will collect your insurance details.

2

Provide Your Insurance Information

Have your insurance card ready. We will need your member ID, group number, and the subscriber's date of birth.

3

We Verify Your Benefits

Our billing team contacts your insurance provider to confirm your mental health coverage, copay, and any deductible requirements.

4

Schedule Your First Session

Once your benefits are verified, we will help you schedule your first appointment with a licensed therapist who fits your needs.

Insurance FAQ

Common questions about insurance coverage for therapy

What if my insurance is not listed here?

We are continuously expanding our network. If your insurance is not listed, please contact us at 404-832-0102. We may still be able to accept your plan, or we can discuss self-pay options and help you submit for out-of-network reimbursement.

How much will I pay out of pocket?

Your out-of-pocket costs depend on your specific plan, including your copay, coinsurance, and deductible. After we verify your benefits, we will provide a clear estimate of your costs before your first session.

Do you offer superbills for out-of-network claims?

Yes. If we are out-of-network with your plan, we can provide a superbill (detailed receipt) that you can submit to your insurance company for potential reimbursement.

Can I use insurance for online therapy sessions?

Absolutely. All of our accepted insurance plans cover telehealth and online therapy sessions. You receive the same coverage for virtual appointments as you would for in-person visits.

What is the difference between copay and coinsurance?

A copay is a fixed amount you pay per session (e.g., $25). Coinsurance is a percentage of the session cost you pay after meeting your deductible (e.g., 20%). Your insurance card or benefits summary will indicate which applies to your plan.

Ready to Start Therapy?

Do not let insurance questions hold you back. Our team handles the verification so you can focus on what matters most —your mental health.

Serving Alpharetta, GA and all of Georgia | support@chctherapy.com